APR Ranges

LoansMee.net is not a lender and does not have the ability to disclose exact APR. Consumers who originated via a paid Google advertisement feature rates on LoansMee.net of a minimum of 3.95% APR to a maximum of 35.99% APR (calculated consistent with the Truth in Lending Act, TILA) with repayment terms from 3 months to 36 months. This number will be set by your lender and you will be notified of the final number before accepting the loan terms. Annual percentage rates can vary based on both: 1) the information that you supply in your initial loan request, and 2) the information that your lender supplies to you.

Rates based on creditworthiness and are subject to change without notice. Your actual rate and monthly payment may vary. Must be 18 years of age or older to apply. LoansMee.net does refer consumers to trusted professional lenders who can provide loan information and assistance. There is no charge for our service. Once your application has been submitted and if approved, you shall be presented with the loan offer agreement. Lenders will disclose all details related to the loan — including APR, loan finance charges, or any other loan terms you would be agreeing to. We recommend to all users to carefully read and review the loan terms of any offer you receive. If you still have questions related to APR or loan related services, please contact us for more assistance.

Representative Example

If you borrowed $5,000 over a 48 month period and the loan had a 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay back amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR.

Examples of APR and loan costs

Loan AmountInterest RateLoan TermFee %Fee CostMonthly PaymentAPR RateTotal PaymentsTotal Costs
$1,000.0024.00%12 Mth3.00%$30.00$94.5629.82%$1,134.72$164.72
$2,000.0019.00%24 Mth5.00%$100.00$100.8224.12%$2,419.68 $519.68
$5,000.0013.00%48 Mth8.00%$400.00$131.6718.23%$6,320.12$1,720.12
$10,000.007.90%60 Mth10.00%$1,000.00$202.289.20%$12,136.80$3,136.80

Possible Implications

When borrowing, it is essential to understand the implications that may happen if you do not adhere to the terms and agreement of your loan. We have listed here the possible repercussions and stress that you thoroughly read and understand the terms of any loan offered to you before making a final decision to proceed.

Late or Non Payment

By accepting the terms and conditions of a personal loan, you essentially agree to repay the loan both: 1) with interest and 2) in the time frame specified in the loan agreement. In most cases, failure to repay the loan in full, or making a late payment, can result in additional charges. LoansMee.net cannot predict or estimate what supplemental costs will be incurred in the event of late, partial, or non-payment. nstalmentLenders.com also has NO control or knowledge of any loan agreements or details between you and your lender.

Please carefully review the late, partial, and non-payment policies that your lender provides with your loan agreement. LoansMee.net works hard to partner with only the most trustworthy and reputable lenders who pursue the collection of past-due loan accounts in a fair and reasonable manner.

Credit Score Impact

Our lenders may perform credit checks to determine your creditworthiness, credit standing and credit capacity. By submitting your request, you agree to allow our lenders to verify your personal information and check your credit. Please be aware that missing a payment or making a late payment can negatively impact your credit score.

Collection Practices

LoansMee.net is not a lender and, because of this, we have NO involvement in the debt collection process. As part of the lending agreement provided to you by the lender, they will disclose their debt collection practices. If you have any collection questions, please contact the lender for complete details. LoansMee.net only works with reputable lenders who use fair collection practices.

Footnotes

(¹) – Five minutes is the average time taken to complete the online loan offer process, submit your details and receive a loan offer decision if approved.

(²) – Sixty seconds is the average time it takes to receive a response from our system once you have submitted your details for a loan offer decision.

(³) – Depending on the loan amount, lender and your bank’s clearing times funds can be received on the same day, next day or within a few days.

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Legal Disclaimer: Disclaimer: This website forwards consumer registration to potential lenders. We are not a lender and do not broker loans. We do not make any loan or credit decisions. Participating lenders offer loans from $500 up to $10,000. We are not offering or soliciting you to receive a loan. Lenders do not provide loans to all states. Providing your information to this website does not guarantee that you will receive a loan offer. If you have any questions pertaining to your loan, please contact your lender directly. Credit checks may be performed with the 3 reporting credit bureaus: Experian, Equifax, and Trans Union. By submitting your request, you are authorizing the lenders to independently verify your credit worthiness and the information you submitted. This service is not solicitation for loan products and does not constitute a loan offer for any loan products that are prohibited by state law. This service is void where prohibited.

(¹) – This is the average time taken to complete the online loan offer process, submit the details and receive a loan offer decision. (²) – This is the average time it takes to receive a response from our system once you have submitted your details for a loan offer decision. (³) – Depending on the loan amount, lender and your banks clearing times funds can be received on the same day, next day or within a few days. (*) – State Availability Disclosure. Not all LoansMee.net lenders operate in all US states. Residents of some US states may not be eligible for installment loans products, due to state legislation requirements. By entering your ZIP code at the start of our loan offer process, you shall be informed of any limitations regarding obtaining a loan if you are resident in certain US states. See State Availability within the main menu for more details.

Availability: Residents of some states may not be eligible for a short term cash loan based upon lender requirements. Our company does not guarantee that completing an inquiry form will result in you being connected with a service provider or lender, being offered a loan product with satisfactory rates or terms, nor receiving a loan from a service provider or lender.